Captive Benefits Strategies for Greater Control & Cost Management

Healthcare costs continue to rise, prompting many employers to explore alternatives to traditional fully insured health plans. Captive benefits programs offer a different approach — one that can provide greater transparency, more control over costs and opportunities to benefit from strong claims performance.

Many captive arrangements utilize self-funded or level-funded plan structures as part of their overall strategy. Self-funded plans allow employers to take a more active role in managing healthcare costs and claims, while level-funded plans combine predictable monthly payments with the potential for savings when claims experience is favorable. By participating in a group captive, organizations can join with other like-minded employers to share risk, gain purchasing power and access funding strategies that may not be available through traditional insurance arrangements. BCH helps organizations evaluate captive opportunities and understand how different funding approaches may support their benefits goals, workforce needs and financial objectives.

Benefits Funding Strategies Designed Around 
Your Goals

BCH helps organizations evaluate captive benefits options that support cost control, transparency and a more strategic approach to employee benefits.

  • Captive Benefits Program Evaluation
  • Self-Funded Plan Feasibility Analysis
  • Level-Funded Plan Assessment & Modeling
  • Claims Data Review & Cost Driver Analysis
  • Benefits Funding Strategy Development
  • Stop-Loss Coverage Evaluation
  • Renewal Cost Containment Planning
  • Long-Term Benefits Cost Management

Could an Alternative Funding Strategy

Benefit Your Business?

Explore your available options with help from BCH.

Contact BCH